If a person has bought fire insurance for his house the protection will be from the loss caused by fire, which may have resulted from the sources mentioned in the policy. In case the fire occurs from any source other than that mentioned in the policy the insurer is not liable to compensate the insured. For example if the person is insured to be protected against fire occurring due to electric short circuit and the fire occurs due to leakage of LPG cylinder then the insurance company is not liable to pay for the losses. In this case only if the fire were caused by short circuit would the loss be covered. All the details related to proximate cause have to be clearly mentioned at the time of entering into the contract. Sometimes the causes not covered by the policy have to be expressly mentioned and though it is impossible to mention the whole range of causes that are to be avoided they are usually assumed by implication. The replenishment of compensation proceeds strictly depend upon the causes agreed upon. Determination of proximate cause Where the mishap occurs as a single event the determination of Proximate Cause is simple and that particular event can be attributed for the loss. In case where the loss occurs as a chain of events in succession with one event setting off the other it