This practice has further implications particularly in case of settlement of claims relating to such contracts. The question of how much of the compensation is to be borne by each Insurer has to be addressed. It is here that the doctrine of Contribution is applied to resolve such complications. The insured has the choice to recover from any insurer on a priority basis. After recovering the share of loss from the first insurer the insured can approach other insurers as per the doctrine of contribution.